School Bus Accidents

September 30th, 2009

School bus accidents are amongst the most heartbreaking of all motor vehicle accidents due in part to the unfortunate involvement of young children. As a result, substantial damages are often at issue in cases of this type, and forceful representation is required to bring all responsible parties to justice. In Florida, each district school board can be held liable for tort claims arising out of any incident or occurrence involving a school bus or other motor vehicle owned, or operated by the school board to transport persons. Fla. Stat. 1006.24.

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How Can Asbestos Enter My Body? | ArticlesBase.com

September 29th, 2009

Asbestos enters our bodies by inhaling airborne particles, or ingesting those that land in food or drink. Some of the asbestos fibers are inhaled and rain out in saliva and are swallowed. Others are inhaled and either work their way through our lung tissue and lodge in the lining that surrounds the lungs. Other particles are trapped in mucous that is naturally flushed out of our lungs and swallowed. Particles that are swallowed can penetrate our stomachs and lodge in the peritoneal lining around the stomach. Asbestos exposure can cause asbestosis, mesothelioma and more rarely or indirectly, lung cancer, especially in smokers.

Once these fibers lodge in body tissue, they tend to stay in place where they cause irritation, inflammation and scarring. Depending upon where they lodge, they can cause different diseases.

Asbestosis is a fibrotic disease of the lungs. Asbestos fibers trapped in the lung tissue cause inflammation that in turn grows scar tissue as the tissue heals. Scar tissue is more fibrous than the tissue it healed over, and is less elastic than lung tissue. Because it hasn’t got the same flexibility, it cannot expand and contract, and restricts the ability of the lungs to inhale as deeply as they should. Not only is asbestos a fibrotic disease is it a chronic restrictive lung disease.

Mesothelioma is another common disease associated with asbestos exposure. When the asbestos fibers work their way completely through the lungs, they can still lodge in the mesothelial lining that wraps around the lungs. Here they cause inflammation, plaques, and scar tissue that can, after many years, develop into a malignant tumor.

Asbestos fibers can enter the stomach either through directly ingesting them. If airborne particles land on food or in drinks, this would give them direct entry to the stomach. Other particles that are inhaled can adhere to the moisture in a person’s mouth or throat and simply be swallowed. Fibers that were inhaled into the lung might simply be flushed out as cilia in the lungs move mucous out in a normal cleansing process, or can be coughed up and swallowed.

Asbestos fibers that are swallowed can move through the stomach muscles into the abdominal wall that is lined with mesothelium, where it is called the peritoneum. As with the pleural mesothelium, fibers can cause inflammation and scarring, and eventually, tumors.

Far more rarely do asbestos fiber cause testicular mesothelioma or pericardial mesothelioma. In Testicular mesothelioma the peritoneal sac that lines the abdomen just above the testicles has developed cancerous cells. Pericardial mesothelioma involves the membrane that lines the cardiac cavity and the heart itself.

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Child Vehicular Safety

September 28th, 2009

It is next to impossible to never have to drive a child around. Most people drive their baby home from the hospital, take it to regular doctor’s appointments, and bring the child while running errands. However, most cars and trucks are built with adults in mind, and they are created to keep adults safe. When a child is in a car, there are certain things that you can do to help keep your precious cargo from getting injuries in case of an accident.

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Vehicle defects lead to accidents | ArticlesBase.com

September 27th, 2009

The number of no win no fee claims made during the recession has soared.

The overall amount of compensation claims made has increased significantly as the downturn of the UK economy has left the councils, employers and motorists struggling to cover the costs of carrying out health and safety regulations and simple repairs.

Road accidents

With more motorists failing to carry out MOT and safety checks in fear of having to fork out extra repair costs during the crisis, along with the increasing number of pothole damage to Britain’s roads, previous claims that the number of road accidents will soar has been proved wrong.

Figures from the Department for Transport, (DfT) revealed that the number of road accidents in the UK has reduced for the year ending March 2009.

According to the figures, the number of road casualties fell by eight per cent with the number of fatalities or those seriously injured falling by nine per cent.

AA Insurance has welcomed the DfT’s figures.

Fall figures good news

Director of AA Insurance, Simon Douglas said: “The falling accident rate is good news, especially as this continues a long-term downward trend.”

The director stated that he was not “really surprised to see it” as the recession has discouraged car use.

He said: “This year has seen fuel prices rise along with other demands on family budgets as well as rising levels of redundancy, all of which discourages car use: indeed, the DfT notes that traffic volumes fell by two per cent over the year.”

However, despite the fall in road accidents, he pointed out that there has been a surge in the number of a personal injury claims made, stating that motorists involved in road accidents are “much more inclined to make personal injury claims.”

The statement came after research revealed that there was an increase in the number of no win no fee claims made as a result of personal injuries. This compares to the decline in the number of road accidents in the UK.

Figures published by the Association of British Insurers (ABI) revealed that the number of no win no fee claims for injuries reached 9.6 billion last year - 8.8 billion more than in 2006.

Douglas stated that “those involved in accidents are much more inclined to make personal injury claims,” even for injuries such as whiplash.

However, work accidents could account for a majority of no win no fee claims made.

Work accidents

According to a North East law firm, with over 60 per cent of employees believing that their employers are less focused on health and safety at work due to the recession giving them bigger worries, “the recession could well be having an impact on the number of workplace accidents.”

A spokesperson from the solicitor firm said: “It is understandable that many businesses are currently taking actions to reduce costs, but it is vital that workers’ safety is not compromised.”

She added: “Industrial accidents are a common occurrence, and even in an office environment, accidents can and do happen. If you have any queries about your rights if you have suffered an injury, you should seek legal advice.”

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Costa Mesa Experiences - Diverse Personal Injuries Every Year

September 26th, 2009

Blessed by its proximity to the Pacific Ocean and mountain areas, Costa Mesa has earned a name for itself as the heart of the extreme sports industry. Here, residents and visitors enjoy surfing, snowboarding, biking, and hiking among other activities. However, the city is also known for its high traffic volume and any Costa Mesa personal injury lawyer will tell you that this is a recipe for a number of auto, bicycle and pedestrian accidents.

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Slip and Fall Cases | ArticlesBase.com

September 25th, 2009

If you have ever been unfortunate enough to have injured yourself because you slipped/tripped and fell, you may be curious as to whether or not you have a meritorious claim against someone or some entity for your damages. The laws relating to these types of cases come under the umbrella of “Premises Liability” law.

Many people erroneously believe that if they injure themselves on someone else’s property, then that person’s insurance company is automatically responsible to pay for their medical bills, lost earnings and pain and suffering. The truth is that the property owner and his insurance company will only be obligated to pay damages to a slip and fall plaintiff under very strict guidelines. The following is a simple formula for determining whether or not you have a viable claim:

Dangerous Condition + Notice + Injuries + Causation = Verdict (Minus Comparative Negligence)

1) Dangerous Condition

Unless your slip and fall was caused by a dangerous condition then you don’t have a case. A dangerous condition can be many things, such as a wet floor, broken tile or floor board, a broken hand rail on stairs, inadequate lighting etc… If you can establish that you slipped or tripped due to a “dangerous condition” then you get to address the next hurdle, the one which is usually the most difficult to prove, “Notice”.

2) Notice

In order to prevail in a slip and fall case you must prove that you slipped/tripped due to a dangerous condition on the defendant’s premises AND that the defendant either “knew or should have known” about the dangerous condition. Notice is broken down into two (2) types of notice. They are:

a) Actual Notice:

This is the type of notice which proves that the defendant either created the dangerous condition or that evidence exists establishing that the defendant actually knew that the dangerous condition existed for a sufficient period of time to have taken steps to fix the dangerous condition.

b) Constructive Notice:

This is the type of notice that is established by evidence which shows that the defendant should have known about the dangerous condition if he had been doing his job properly. An example of “constructive notice” is a spill of soda on a super market floor that was not cleaned up for more than an hour because the market failed to have a standard operating procedure in effect to have the aisles inspected and cleaned in a reasonable manner.

3) Injuries

This element of the slip and fall case is obvious. There is no case unless there are injuries to discuss. Because of the difficulty in pursuing slip and fall cases, most attorneys won’t handle a slip and fall case on a contingency fee basis unless the injury is relatively significant, like a broken bone or torn tendon. Mere soft tissue injuries rarely result in a monetary recovery sufficient enough to make the case cost effective for a seasoned attorney to pursue it effectively. If you believe that your injury is significant you should immediately call an experienced personal injury attorney to discuss your case.

The reasons for calling an attorney immediately are many. First, there is a need to inspect and photograph the dangerous condition by a qualified expert. Often the land owner will repair the dangerous condition shortly after the accident and then you have no proof that it even existed. Many otherwise meritorious cases are either ruined or seriously undermined because the dangerous condition was not adequately recorded and inspected in a timely fashion. Second, your attorney needs to obtain witness statements and conduct the necessary investigation to build the foundation of your case. Every case is only as good as its foundation. If the foundation is weak, so will be the jury’s verdict.

When you hire an attorney to represent your interests in any personal injury lawsuit, especially in a premises liability case, you need assurances from him/her that the necessary experts will be hired immediately and the required investigation undertaken forthwith.

4) Causation

Causation is the legal term used to describe the causal relationship between the accident and the injury being claimed. Defense attorneys routinely contend that the injury claimed by the plaintiff was not caused by the accident he/she is defending, but was “pre-existing”. Defense attorneys will subpoena every single medical record generated about you for decades before the accident to see if you had any prior complaints of a similar nature thereby allowing them some freedom to argue that your injury was not caused by the dangerous condition their client either knew about or should have known about.

If you have any pre-existing conditions or complaints to the same part of your body injured in the accident it is imperative that you advise your attorney of these facts. Don’t ever think that the defense attorney won’t get this information. Never hide it from your attorney. Be up front and honest about any and all previous injuries and law suits because if you aren’t, the defense will find out about it, and paint you out to be a liar.

5) Verdict

If you establish all four (4) of the above-referenced elements of your claim then a jury will be compelled to award you damages for your medical bills, lost earnings as well as pain and suffering…

6) Comparative Negligence

You should also be prepared for the defense to claim that even though they may have been negligent, that you were “comparatively negligent.” This is a common defense that is used 100% of the time in the defense of Premises Liability cases. While on the one hand you may argue that the hole that you fell in was “huge”, the defense argument will be “OK, we agree, then why didn’t you see it yourself!” Juries are very much inclined to buy comparative negligence arguments and you and your Lawyer must be prepared from the outset to deal with it. The “Why didn’t you see the dangerous condition” question is something every capable personal injury lawyer should ask their prospective client at their very first meeting.

In California we follow the law of Comparative Negligence. This means that if the Jury finds the Plaintiff to be 50% at fault, then the total Verdict is reduced by 50%.

Conclusion

If you believe that your premises liability injury was caused at least in part due to the negligence of some other person or entity then you should immediately contact an experienced personal injury attorney well versed in the nuances of this area of the law. You need to hire an attorney who also has the resources necessary to hire the appropriate experts and to conduct the necessary investigation before the dangerous condition is repaired and/or modified in any way.

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Hunting Accidents - Causes, Frequency, and Your Legal Rights

September 24th, 2009

Every year there are approximately 800 non-fatal hunting accidents and 100 fatal. When considering the massive amount of hunters nation-wide (appx 20 million), it can be said that hunting is generally safe. Of course, many accidents are unreported because people are not aware of their legal rights. They are often confused about the causes and ramifications of hunting accidents. This article is here to help.

First we will analyze frequent causes of accidents. Then we will look at reliable methods for increasing safety. Finally we will investigate your legal rights if you find yourself in the unfortunate position of dealing with a hunting accident.

Frequent Causes of Hunting Accidents

Even though every incident is unique, there are some common causes of accidents that should be identified.

1. Failure to Properly Identify a Target. There is an extremely exciting moment during hunting when you first see some movement in the distance. You think to yourself ‘this is it!’ Unfortunately some folks get over-excited and start shooting before they recognize what exactly they are shooting at. Sometimes a rustle in the woods is actually a fellow hunter who has chosen not to wear the blaze orange hunting gear. Remember, as stated above, that there are 20 million annual hunters out there all tracking the same kind of animal for each season.

2. Shooters Swinging on Game. Especially pertinent for bird hunting, swinging on game is when a hunter uses an arc pattern combined with spreadshot in order to shoot over a wide area. Sometimes the arc can get too big and encompass fellow hunters (this is especially true when shooting at game on or near the ground).

3. Negligent or Careless Handling of Firearms. Firearms require constant care and attention. Sometimes hunters get too ‘relaxed’ with their weapon and begin either waving it around or simply not maintaining a proper eye on where it is pointed. Accidents, in the truest sense of the term, occur when guns are not attended to properly.

4. The Victim is Out of Sight of the Shooter. the forest is thick, no doubt about it. Despite proper preparation and caution, incidental shootings happen. Spreadshot weapons increase the odds of getting caught in the line of fire.

Methods For Improving Your Chances of Accident Avoidance

Many accidents can be prevented by good preparation and etiquette. Here are some common ways you can improve your odds of success during your excursions.

1. Get Properly Educated. You may like the classroom, you may not. Either way, this is one occasion where you should bite the bullet (no pun intended) and attend hunting safety classes. You may be thinking ‘I know all about gun safety - look, I just turned the safety on’, but there is a lot more to it than that. A good class can make you an educated and safe hunter.

2. Dress Intelligently. The more visible you are to the human eye, the better your chances of not falling victim to one of the above causes of injury or death. Do not hesitate to wear the blaze orange that is so iconic for hunters, especially if you think you are going to be in a highly hunted area.

3. Establish Good Communication. Figure out a method of communicating and locating the other members of your hunting party. A surprisingly large number of hunting accidents occur between family members and friends who have gone out together.

4. Be Diligent With Good Safety Habits. It may be tempting to cut corners or get a bit lazy when it comes to gun safety and maintenance, but don’t fall into that trap. Be cautious where the gun is pointed at all times and never point it at anyone playfully.

5. Stay Level Headed. Don’t let excitement carry you away. Always try to stay cool and never fire without being sure of what you are firing at. Furthermore, do not let your judgment become impaired by alcohol or other substances.

6. Alert Other Hunters To Your Presence. Hang an orange streamer or vest from the tree you are either shooting from or underneath. This will give other hunters fair warning that any activity or rustling they hear coming from your area is likely not game.

Legal Rights For Those in an Accident

Accidents range all the way from minor injuries to death. Here are some examples of accidents that can occur:

1. Shrapnel From Spreadshot. If someone is shooting near or above you, it is possible to get hurt from the falling debris.

2. Direct Impact From a Bullet. No confusion here - this is when you get shot by another hunter.

3. Fall From a Tree Stand. Sometimes it isn’t another hunter who is at fault, but a manufacturer. If you are certain a tree stand failed from design and not your construction, you might have legal rights.

4. Alcohol-Related Incident. If there is alcohol or drugs related to an accident, that can drastically alter the status of your case.

5. Assault and Battery. Disagreements can happen and sometimes it comes to blows.

6. Other Unforeseen Events.

Hunting accidents can be complex as insurance companies get involved and ‘he said this / I say that’ occurs due to the lack of witnesses. It can be an uphill battle trying to get compensation for hunting accidents on your own. Find a good specialist attorney in your area that will provide you with a free consultation.

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How to Find a Personal Injury Lawyer in Ottawa | ArticlesBase.com

September 23rd, 2009

1. Initial Interview with a Personal Injury Lawyer

Meet with the lawyers and discuss the facts of your case in detail. At the end of the meeting, the lawyers will tell you what further information we need from you and will discuss how we may be able to help you.

2. Information and Documentation is Collected

In any personal injury case, plenty of information needs to be gathered. The lawyers will obtain much of this information, such as police reports, hospital records, and doctor’s reports. Other information must come from you or your family.

3. Discussions with Insurance Adjuster

Normally, the lawyers will discuss your case with the insurance representatives on the other side to explore the possibility of early settlement, and facilitate the exchange of information. Some cases can be resolved through these discussions; others cannot.

4. Lawsuit is Started

If a fair and reasonable settlement of your case cannot be negotiated, the lawyers will access the court process by issuing a Statement of Claim and serving it on the defendant(s). This does not necessarily mean that your case will go to trial as cases can settle at any point, but it does signal the start of the process that will ultimately lead to trial.

5. Documents are Exchanged

In a lawsuit, both sides must provide the other with a sworn list of all documents relevant to the issues in the case. This is called an Affidavit of Documents. Copies of the documents are then exchanged if they have not already been exchanged by the time the affidavits are sworn.

6. Examination for Discovery

Designed to facilitate settlement and allow both sides insight into the other side’s case, Examination for Discovery is essentially an interview of you by the opposing lawyer. All of the questions and all of your answers are recorded, and you must swear to tell the truth before the examination begins. A lawyer will be with you throughout your examination and will examine the defendants either before or after you are examined.

7. Mediation

Mediation is an informal meeting of both sides with an impartial third person, the mediator, who tries to help both sides settle the case but who does not impose any decision or judgment on anyone. Mediation can take place at any time in the process, and not all cases are mediated. However, it is often an effective way of resolving cases.

8. Pre-Trial Conference

Shortly before trial, the lawyers for all sides will be asked to meet with a judge in the judge’s chambers, usually without clients present, to discuss the case and attempt to reach a settlement.

9. Trial

Apart from any appeals, trial is the last step in the process. Depending on the complexity of the case and the city or town in which the trial will take place, it can take anywhere from a few months to a few years for a case to go from issuing a Statement of Claim to trial. The vast majority of cases settle before going to trial.

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Personal Injury Lawyers and Attorneys

September 22nd, 2009

Personal Injury Lawyers and Attorneys (PI Lawyers and Attorneys) provide specialized legal expertise, to anyone who has been either physically injured, or psychologically injured, due to negligence or wrong doings by a person, or any registered entity (small business, company, government organization, etc). They are highly knowledgeable and experienced in the area of law called “tort law”, which includes civil wrong-doing, as well as economic and non-economic damage to your body, rights, reputation, or property. They are licensed and trained in all areas of law; however, they typically handle only “tort law” cases.

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Los Angeles Workers’ Compensation Lawyer Referral 661-310-7999 | ArticlesBase.com

September 21st, 2009

Chiropractors are notorious for “keeping their patients coming back.” Many advise everyone to have their spine checked for “subluxations” and “adjusted” throughout life. Many chiropractors advise people whose symptoms have stopped to keep coming back for “preventative maintenance. Some chiropractors are networked with attorneys (and even medical doctors) to provide unnecessary tests and treatment to injured works and auto accident victims. Partly as a result, in many states, workers’ compensation programs has become so expensive that employers have asked their state legislature to limit the amount of chiropractic coverage.

In 1992, Florida Trend magazine published a cover story on “why chiropractors get blamed for fueling the cost of workers’ compensation.” The author concluded that, “Workers’ compensation is fraught with abuse, but no other players in the system rile business more than the chiropractors.” A spokesman for the American Insurance Association even said that, “Sometimes I think of workers’ comp as the chiropractic full-employment act.” Some health-insurance companies called for limits on chiropractic treatment, and some wanted chiropractors out of the WC system altogether. The main complaints were about exaggerated diagnoses, overtreatment, and aggressive marketing aimed at patient retention from cradle to grave. The author also noted:

Less scrupulous attorneys turn to chiropractors, hoping they will give injured workers the highest impairment rating and extend treatment for as long as possible. The chiropractors who play the game are then rewarded with a steady stream of clients provided by their unspoken lawyer/partners.

The payback for a lawyer comes in the medical expenses: The larger the expenses, the more the lawyer can expect, with legal fees paid by the insurer. . . . If a carrier disputes a claim . . . the lawyer can rack up hefty costs for time-consuming depositions and pre-trial appearances. Meanwhile, the chiropractor continues to provide treatment [1].

Two studies have focused attention on the problem in California. The first one, published by the Workers Compensation Research Institute of Cambridge, Massachusetts, analyzed 28,539 workers’ compensation cases involving back strains and sprains in California and four other states and concluded:

  • Chiropractic care could achieve the same outcome at lower costs if the number of visits were limited (see Figure A).
  • Chiropractor-directed physical medicine care costs 30% more than physician-directed care and achieved the same outcomes as measured by duration of temporary disability.
  • The higher number of visits that chiropractors use per case is the major driver behind the higher physical medicine payments.
  • In Florida, chiropractic care achieved the same outcome at lower cost than physician-directed physical medicine care in Florida where reimbursement rules place strict limits on the number of chiropractic visits per case that will be reimbursed by workers’ compensation payors. The fact that treatment and billing practices by Florida chiropractors result in lower medical costs while achieving a similar duration of disability as physician-directed care may provide lessons that other states can draw from.
  • Physical medicine services are most often used for back injuries, representing 41% of all injuries that receive such services. This is not surprising because back injuries — mostly strains and sprains — represent one-quarter of all workers’ compensation injuries, so they are disproportionately more likely to receive physical medicine services.
  • In most cases, physicians manage care and arrange for physical medicine, either within or outside their organizations. Chiropractors are involved in about 13% of the cases, two-thirds of which are under the exclusive care of chiropractors.
  • The average payment per workers’ compensation claim was 30% higher in chiropractor-treated cases in California, Connecticut and Texas to achieve the same duration of disability as they are in physician-directed care. That’s because chiropractor-treated claims involve more than double the number of visits, although the payment per visit is 19% to 24% lower.
  • On average, chiropractors use 137% to 158% more visits that provide physical medicine services and 74% to 90% more visits for which office visits are billed. By contrast, in Florida, chiropractor-treated claims are 10% less expensive than similar physician-treated claims to achieve the same duration of disability. Medical costs per claim are 14% lower to achieve the same outcome.
  • Florida chiropractors appear to treat and bill differently from chiropractors in other states. For example, Florida chiropractors treat with an average of eight visits per claim for claims with more than seven days of lost time from the job. Chiropractors in the other study states treat these cases with an average of 14 to 35 visits per claim. And Florida chiropractors are less likely to bill for office visit codes, and when they do, they bill for fewer visits.
  • Part of the reason for the different results is that Florida law mandates absolute limits on the number of chiropractic visits per case — the lesser of 18 visits or eight weeks of treatment.
  • Cases treated exclusively by chiropractors have much longer durations of physical medicine services. Nearly one-quarter have durations of 15 weeks or more. Only 35% have durations of 4 weeks or less.
  • The shortest durations of physical medicine treatment involve cases in which physicians manage treatment. In these cases, physical medicine services are either provided internally, externally by physical therapists or through hospital providers. Between one-half and three-quarters receive two weeks or less of services and more than three-quarters receive four weeks or less. About 5% have durations of physical medicine services of 15 weeks or more.
  • Cases treated by both chiropractors and physicians, either sequentially or concurrently, have the longest durations of treatment with 43% having durations of 15 weeks or more [2,3].

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