June 10th, 2008
One of the most excruciating injuries that one can ever experience is a burn injury. It will drastically change your life. Worse, it will leave a scar that will constantly remind you of your painful ordeal.
Every year, thousands of people in the United States suffer from burn injuries in one way or another. Some of the burn victims die because extreme cases while others require long-term hospitalization. In fact, burns are just one of the leading causes of unintentional death in the United States.
Having to go through it alone is agonizing enough. However, pursuing the legal processes by your own is even harder. That is why, it would be better to let someone take care of your legal needs while you recover from your injuries. It is better to hire a burn injury lawyer.
Importance of Burn Injury Lawyer
Burn injuries are one of the most expensive catastrophic injuries to treat. For instance, a burn on 30% of the total body area can cost as much as $200,000 in initial hospitalization costs and for physician’s fees. For massive burns, there are additional significant costs that will include costs for repeated hospitalization for reconstruction and for rehabilitation.
Due to these consequences, it is advisable that you consult a burn injury lawyer to determine the right compensation for you.
The impact of the injury upon the earnings and lifestyle of the victim must be considered. If a significant loss of earnings or capacity to earn results from such an injury or the victim alters his or her lifestyle because of such injury, then compensation must be accordingly increased.
Understanding the nature of burn injury will give you an idea on how to deal with this kind of injury.
Classifications of Burns
Burns are classified either by method or by degree.
The methods of burn are as follows:
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June 10th, 2008
You see it in newspapers, TV news reports and on-line press release websites, the same story regurgitated, dressed up in various themes but the message always consistent, “Personal Injury Lawyers are driving up the cost of insurance policies”.
Its no secret that the insurance companies are behind these stories, carefully manipulating headlines and newspaper columns to help spread the word that ‘Personal Injury Lawyers are all Ambulance Chasers.’ There is a segment of lawyers that give the profession a black name and don’t help with the reputation of injury lawyers. However, the majority of injury lawyers don’t need to chase clients down, they don’t take on claims that are unrealistic in getting a result just so they can charge the claimant (the person making the claim), they don’t cold call and they don’t turn up at hospital beds shoving contracts under a persons nose while they are still receiving their stitches.
Why would insurance companies want to hurt the credibility of personal injury lawyers in this way? The reason is simple - insurance companies pay out more in compensation cases to people making a claim that are represented by a personal injury lawyer than those without a lawyer.
That’s right, they want the person who has been injured to make the claim themselves. By doing so they then can drive down the compensation paid out or worse use their own legal team to turn the claim on its head and nullify the claim completely.
Let’s strip everything away and look at the bare facts here.
The perfect insurance company scenario …
- An individual is unfortunately hurt in an accident and the injured party makes a claim against the other party at fault who contact their insurance company.
- The insurance company then contacts the claimant and advises them to make the claim themselves without involving any professional help such as an injury lawyer.
- The claimant then accepts a rather reduced offer from the insurance company who have saved on litigation costs and also payment to the claimant.
The truth of the matter is that any claim those that are legally represented will receive more compensation for their injuries even after legal fees have been deducted than someone who goes it alone.
Is it any wonder then that insurance companies want individuals who have been hurt, through no fault of their own, to make a claim without legal backing.
So, next time you read the paper or hear about insurance companies complain personal injury lawyers and their involvement in compensation claims ask yourself the real motive behind their outcry.
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June 10th, 2008
It has been almost a whole year since Sunita Bansal, a mother of three underage daughters in India, was awarded a compensation of Rs 18 lakh as the result of an accident claim following the death of her husband in a motor accident. The money has not yet reached her.
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