The Best Way to Receive Compensation For Whiplash Injury

June 1st, 2008

Approach a solicitor for a compensation for whiplash injury; he will first calculate the possible compensation with his experience to find out if the amount is above 1,000 pounds. If the amount is less, then he will not represent the compensation case, because the court will not pay him his fee. Alternative for the injured is, to find another lawyer who may be able to proceed with the case.

Whiplash injury is usually sustained to a person in a car when another vehicle collides at the back of his car. However whiplash injury also can be sustained in a work place accident or in sports accident. Claiming compensation for whiplash injury is civil right for the public. If a person injured in an accident experiences symptoms like severe neck pain, headache, shoulder pain, numbness, blurred vision and restriction in neck movement should pursue claim of compensation for whiplash injury. For a successful and maximum benefit, reason for accident should be the fault of the other party. If this condition is satisfied, then 100% benefit may be recovered from opponent party or insurance company.

Normally whiplash injury takes three to six months for recovery. A severe whiplash injury may keep a person out of work for a considerable period. Claim of compensation for whiplash injury may be pursued for any type of whiplash injury. Compensation can also be claimed for loss of earnings, medical care expenses and other out of pocket expenses. According to the severity of the accident, compensation will be awarded. Compensation award for whiplash injury is divided into two parts as award for general damage and award for special damage. Award for pain and suffering and loss of amenity are compensated as general damage. It is difficult to determine the award of compensation for general damages as they are paid for the physical pain and suffering which are consequence of accident directly. Emotional pain and loss of enjoyment of life also may be claimed as part of general damage in any compensation for whiplash injury. General damage is awarded based on previous similar case by the court. However details of medical report showing the extent of whiplash injury, actual injuries sustained and possible hurt to the emotional state are also factors that will decide the final award. Loss of earnings including future loss of earning, repair charges for the damage of car and medical care can be recovered as special damages for whiplash injury. Special damage of whiplash can be fixed because bills can be obtained and it will be the responsibility of the victim to preserve receipts.

In case the victim is not interested in making the claim of compensation for whiplash injury through the court, alternately victim should have an agreement of settlement with the insurance company. Generally insurance claim settlement contain provision for payment in installments and once insurance company pays the amount there cannot be further reopen of the whiplash claim. It is important for the claimant to go through the terms of final settlement agreement before entering the agreement with insurance company.

Not sure how much to claim, contact a solicitor and they will be tell you how much to claim as compensation for whiplash injury

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Rise in Whiplash Claims May be Due to Lack of Adequate Protection

June 1st, 2008

In America, a rear-end crash occurs every 17 seconds, but a surprisingly high number of vehicles offer inadequate protection from the whiplash injuries that can result, leading to an increased number of whiplash claims in worldwide markets.

Many whiplash injuries could be minimized or prevented altogether with better head restraints and seatbacks, especially for backseat passengers. However the problem gets relatively little attention due to the low number of whiplash injuries resulting in major injury. Carmakers are inconsistent in providing effective head restraints in all seating positions. Auto-safety advocates also tend to focus on other concerns, largely because whiplash’s ‘minor threat’ status.

A new federal requirement that takes effect for 2009 passenger vehicles should help, but chances are it doesn’t go far enough.

According to the Insurance Institute for Highway Safety (IIHS), which is funded by auto insurers, roughly 2 million whiplash claims are filed every year. An estimated 200,000 of those are serious enough to cause long-term medical problems. Taller people are most susceptible, medical experts say.

Better head restraints and seatbacks would be adequate ways of prevention against this type of injury; yet the problem gets relatively little attention. Car manufacturers do not often provide effective head restraints in all seating positions; and auto-safety advocates concentrate on other dangers, largely because whiplash does not tend to be fatal.

To add the problem, even if some cars have the necessary restraints, most car owners do not know how to properly position them, leaving themselves vulnerable to serious injury.

IIHS crash tests suggest why injuries continue to occur. The IIHS is the only organization that conducts dynamic tests of front seats and head restraints, and makes rear-crash-protection ratings available to the public. Only about one-third of the 175 vehicles for which the institute has overall ratings are rated Good or Acceptable. Nearly a third are rated Marginal, and more than a third are rated Poor.

Since 1969, the US government has passed legislation demanding that all passenger cars have head restraints on outboard front seats. But IIHS tests, which simulate a stationary vehicle being rear-ended by a vehicle of the same weight at 20 mph, have found that even head restraints that are properly positioned do not provide sufficient protection.

“Most of the time what you’ll find is the seatback is too stiff,” explains former General Motors safety engineer and seat designer, David Viano. ‘Ideally, the top part of the seatback, where your shoulders hit it, should be soft and pliable. If you can’t sink into the seat, you rebound off of it during the crash, and that can cause the injury.’

One other issue is that performance can vary from one seat option to another. For instance, the BMW 5 Series with base or “sport” seats is rated ‘Poor’ by the IIHS, but with “comfort” seats it ranks as ‘Acceptable’.

The right design for the seat/head-restraint combination would be difficult to achieve, but crucial to avoid further accidents.

Neck injuries are the most commonly reported type of crash-related injury. Whiplash refers to the rapid snapping back of a person’s head during a collision, which hyperextends the neck and damages nerves and ligaments, often resulting in chronic symptoms such as persistent pain and lack of mobility. It can occur at crash speeds as low as 10 mph.

Since 1969, the government has mandated that all passenger cars have head restraints on outboard front seats. But IIHS tests, which simulate a stationary vehicle being rear-ended by a vehicle of the same weight at 20 mph, have found that even head restraints that are properly positioned don’t necessarily provide good protection.

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Being Made To Settle For Less

June 1st, 2008

Accident victims are vulnerable after the event not just in the physical sense but also mentally. One of the negatives of the mental aspect is that these victims are often quietly pressurised into accepting payouts before they can obtain legal advice. This seems to be a worrying new trend and it has got the attention of the Financial Services Authority (FSA).

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